Terms of Service

Last updated: 1 January 2025

1. Acceptance of Terms

By accessing or using the website myzorexa.com (the "Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Website.

These Terms apply to all visitors, users, and others who access or use the Website. We reserve the right to update these Terms at any time. Continued use of the Website following any update constitutes acceptance of the revised Terms.

2. Nature of the Website

Myzorexa is a non-commercial educational website. The Website provides general information about capital management concepts, investment frameworks, and financial planning principles. This information is published purely for educational purposes.

The Website does not:

• Provide investment advice, financial advice, legal advice, tax advice, or any other regulated advisory service
• Manage, hold, or invest funds on behalf of any person
• Offer or solicit any financial products or services
• Act as a broker, dealer, fund manager, or regulated financial intermediary of any kind

3. No Investment Advice

Nothing on this Website constitutes investment advice, a recommendation to buy, sell, or hold any financial instrument, or a solicitation of any investment decision. All content is provided for general informational and educational purposes only.

The information on this Website does not take into account any specific investment objectives, financial situation, or individual needs. Before making any investment or financial decision, you should seek advice from a qualified, licensed financial professional who understands your personal circumstances.

Past performance of any financial instrument, asset class, or investment strategy discussed on this Website is not indicative of future results. All investments carry risk, including the risk of total loss of capital.

4. Accuracy of Information

We strive to ensure that the information published on this Website is accurate and reflects current academic and institutional understanding at the time of publication. However, financial markets, regulations, and academic consensus evolve continuously, and we cannot guarantee the accuracy, completeness, or currency of any content.

We make no representations or warranties, express or implied, as to the accuracy, reliability, or completeness of the information on this Website. You use the information at your own risk.

5. Intellectual Property

All content on this Website, including but not limited to text, design, graphics, and code, is the property of Myzorexa and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Website without our prior written consent.

You are permitted to share links to this Website and to quote brief extracts for non-commercial educational purposes, provided that you clearly attribute the source and link back to the original page.

6. Limitation of Liability

To the fullest extent permitted by law, Myzorexa, its operators, contributors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this Website or any content contained herein.

This includes, without limitation, any financial losses, investment losses, or decisions made in reliance on information published on this Website. You acknowledge that financial decisions carry inherent risk and that you assume full responsibility for any decisions you make.

7. External Links

The Website may contain links to third-party websites or resources. These links are provided for convenience only. We do not control, endorse, or accept responsibility for the content of any linked third-party site. Linking to a third-party resource does not constitute an endorsement of that resource or its operators.

8. User Conduct

When interacting with this Website — including submitting contact form inquiries — you agree not to:

• Provide false or misleading information
• Attempt to disrupt, compromise, or attack the Website's infrastructure
• Use automated tools to scrape or extract content without permission
• Submit content that is defamatory, harassing, or unlawful

9. Governing Law

These Terms shall be governed by and construed in accordance with applicable law. Any dispute arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of competent jurisdiction.

10. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

11. Contact

For questions about these Terms, please contact us at info@myzorexa.com.